Over the long-term five years or longer, the performance objective for the Plan will
be to achieve an average total annual rate of return that is equal to or greater than
the Plan's actuarial discount rate, which is currently stated at five percent. Additionally,
it is expected that the annual rate of return on Plan assets will be commensurate
with the then prevailing investment environment. Measurement of this return expectation
will be judged by reviewing returns in the context of industry standard benchmarks,
peer universe comparisons for individual Plan Investments and blended benchmark comparisons
for the Plan in its entirety.
